/* ==========================================================================
   FINVORA Stylesheet
   Basis: FINVORA Markenhandbuch V1.0 (Oktober 2026)
   Schriften: Poppins (Überschriften), Inter (Text), lokal eingebunden
   ========================================================================== */

@font-face{font-family:'Poppins';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/poppins-latin-500-normal.woff2') format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url('../fonts/poppins-latin-600-normal.woff2') format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url('../fonts/poppins-latin-700-normal.woff2') format('woff2');}
@font-face{font-family:'Inter';font-style:normal;font-weight:300;font-display:swap;src:url('../fonts/inter-latin-300-normal.woff2') format('woff2');}
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/inter-latin-400-normal.woff2') format('woff2');}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/inter-latin-500-normal.woff2') format('woff2');}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url('../fonts/inter-latin-600-normal.woff2') format('woff2');}

:root{
  --black:#0A0A0A; --white:#FFFFFF; --grey-50:#F0F0EE;
  --grey-200:#DEDEDA; --grey-400:#A3A39E; --grey-600:#6A6A66; --grey-800:#2C2C2A;
  --gold:#BE9B52; --gold-dark:#7F6228; --gold-light:#EFE7D6;

  --f-head:'Poppins','Helvetica Neue',Arial,sans-serif;
  --f-body:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;

  --max:1100px;
  --gutter:clamp(24px,6vw,96px);
  --corner:24px;            /* Markenecke: nur oben links gerundet */
  --dur:.3s; --ease:cubic-bezier(.4,0,.2,1);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--f-body);font-weight:400;font-size:1rem;line-height:1.65;color:var(--grey-800);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{margin:0;padding:0;list-style:none}
h1,h2,h3,h4,p{margin:0}
h1,h2,h3{font-family:var(--f-head);font-weight:700;color:var(--black);letter-spacing:-0.02em;line-height:1.1}
h3,h4{letter-spacing:-0.01em}
button{font-family:inherit;cursor:pointer}
:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
@media (prefers-reduced-motion:reduce){*{transition-duration:.001ms!important;animation-duration:.001ms!important;scroll-behavior:auto!important}}

.wrap{max-width:calc(var(--max) + 2*var(--gutter));margin:0 auto;padding:0 var(--gutter)}
.section{padding:clamp(64px,9vw,120px) 0}
.bg-black{background:var(--black);color:var(--white)}
.bg-grey{background:var(--grey-50)}
.bg-white{background:var(--white)}
.bg-black h1,.bg-black h2,.bg-black h3{color:var(--white)}

/* Kicker + Goldlinie (46 × 2 px) */
.kicker{font-family:var(--f-head);font-weight:500;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--grey-600);margin-bottom:16px}
.bg-black .kicker{color:var(--grey-400)}
.gline{display:block;width:46px;height:2px;background:var(--gold);margin-bottom:24px}
.gline--dark{background:var(--gold-dark)}

h1{font-size:clamp(2.4rem,5.2vw,3.5rem);line-height:1.04}
h2{font-size:clamp(1.9rem,3.4vw,2.5rem);line-height:1.1}
h3{font-size:1.5rem;line-height:1.25}
.dot{color:var(--gold)}                       /* Claim-Punkte nur auf Dunkel */
.lead{font-weight:300;font-size:clamp(1.05rem,1.5vw,1.2rem);line-height:1.6;max-width:44ch;color:var(--grey-600)}
.bg-black .lead{color:var(--grey-50)}
.measure{max-width:62ch}
.text-muted{color:var(--grey-600)}
.bg-black .text-muted{color:var(--grey-400)}

/* Buttons: 48 px, eckig, Poppins SemiBold 13 px */
.btn{display:inline-flex;align-items:center;justify-content:center;height:48px;padding:0 28px;font-family:var(--f-head);font-weight:600;font-size:.8125rem;letter-spacing:.01em;border:1px solid transparent;border-radius:0;transition:background var(--dur) var(--ease),color var(--dur) var(--ease),border-color var(--dur) var(--ease);white-space:nowrap}
.btn-primary{background:var(--black);color:var(--white);border-color:var(--black)}
.btn-primary:hover{background:var(--grey-800);border-color:var(--grey-800)}
.btn-secondary{background:transparent;color:var(--black);border-color:var(--black)}
.btn-secondary:hover{background:var(--black);color:var(--white)}
.bg-black .btn-primary,.on-dark .btn-primary{background:var(--white);color:var(--black);border-color:var(--white)}
.bg-black .btn-primary:hover,.on-dark .btn-primary:hover{background:var(--grey-50);border-color:var(--grey-50)}
.bg-black .btn-secondary,.on-dark .btn-secondary{color:var(--white);border-color:var(--white)}
.bg-black .btn-secondary:hover,.on-dark .btn-secondary:hover{background:var(--white);color:var(--black)}
.link{font-family:var(--f-head);font-weight:600;font-size:.8125rem;color:inherit;border-bottom:2px solid var(--gold);padding-bottom:2px}

/* Header */
.site-header{position:sticky;top:0;z-index:100;background:var(--white);border-bottom:1px solid var(--grey-200)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:80px}
.brand img{height:32px;width:auto}
.main-nav{display:flex;align-items:center;gap:clamp(20px,2.6vw,40px)}
.main-nav a:not(.btn){font-family:var(--f-head);font-weight:500;font-size:.875rem;color:var(--black);position:relative;padding:6px 0}
.main-nav a:not(.btn)::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--gold);transition:right var(--dur) var(--ease)}
.main-nav a:not(.btn):hover::after,.main-nav a[aria-current="page"]::after{right:0}
.header-cta{display:flex;align-items:center;gap:24px}
.nav-mobile-only{display:none}
.nav-toggle{display:none;background:none;border:0;width:32px;height:24px;position:relative}
.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{content:"";position:absolute;left:0;right:0;height:2px;background:var(--black);transition:transform var(--dur) var(--ease),top var(--dur) var(--ease)}
.nav-toggle span{top:11px}.nav-toggle span::before{top:-9px}.nav-toggle span::after{top:9px}
.nav-toggle[aria-expanded="true"] span{background:transparent}
.nav-toggle[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}
.nav-toggle[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}

/* Hero (Bildmotiv „Weite“, abgedunkelt) */
.hero{position:relative;color:var(--white);background:var(--black) url('../images/hero-weite.jpg') center/cover no-repeat;min-height:min(86vh,720px);display:flex;align-items:flex-end}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,10,10,.72) 0%,rgba(10,10,10,.38) 55%,rgba(10,10,10,.1) 100%)}
.hero .wrap{position:relative;width:100%;padding-top:96px;padding-bottom:clamp(56px,8vw,96px)}
.hero h1{color:var(--white);max-width:12ch;margin-bottom:24px}
.hero .lead{margin-bottom:40px;color:var(--grey-50)}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}

.page-hero{background:var(--grey-50);padding:clamp(64px,9vw,112px) 0 clamp(48px,6vw,80px)}
.page-hero h1{max-width:16ch}
.page-hero .lead{margin-top:24px}

.split{display:grid;grid-template-columns:5fr 7fr;gap:clamp(32px,6vw,96px);align-items:start}
.split--even{grid-template-columns:1fr 1fr}
.section-head{margin-bottom:clamp(40px,5vw,64px)}

/* Karten: Hellgrau, weiße Fläche, Markenecke */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:var(--grey-50);border-radius:var(--corner) 0 0 0;padding:32px 24px 32px;display:flex;flex-direction:column;gap:12px}
.card .idx{font-family:var(--f-head);font-weight:700;font-size:.8125rem;color:var(--gold-dark)}
.card h3{font-size:1.25rem}
.card p{font-size:.9rem;color:var(--grey-600)}

/* Ablauf */
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:24px;counter-reset:s}
.step{border-top:2px solid var(--black);padding-top:20px}
.step .idx{font-family:var(--f-head);font-weight:700;font-size:.8125rem;color:var(--gold-dark);display:block;margin-bottom:8px}
.step h3{font-size:1.0625rem;font-weight:600;margin-bottom:8px}
.step p{font-size:.875rem;color:var(--grey-600)}

/* Prinzipien */
.principles{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(24px,4vw,48px)}
.principle h3{font-size:1.25rem;margin-bottom:12px}
.principle p{font-size:.9375rem;color:var(--grey-600)}

/* Leistungen */
.service-row{display:grid;grid-template-columns:96px 1fr 1fr;gap:clamp(20px,4vw,56px);padding:clamp(32px,4vw,48px) 0;border-top:1px solid var(--grey-200);scroll-margin-top:100px}
.services .service-row:last-child{border-bottom:1px solid var(--grey-200)}
.service-index{font-family:var(--f-head);font-weight:700;font-size:1.5rem;color:var(--gold-dark)}
.service-row h3{margin-bottom:12px}
.service-list{display:flex;flex-direction:column;gap:8px}
.service-list li{position:relative;padding-left:20px;font-size:.9375rem;color:var(--grey-800)}
.service-list li::before{content:"";position:absolute;left:0;top:.8em;width:8px;height:2px;background:var(--gold)}

/* CTA */
.cta{text-align:left}
.cta h2{max-width:20ch;margin-bottom:16px}
.cta .lead{margin-bottom:32px}

/* Kontakt */
.contact-grid{display:grid;grid-template-columns:5fr 6fr;gap:clamp(32px,6vw,96px)}
.contact-block{margin-bottom:32px}
.contact-block .label{font-family:var(--f-head);font-weight:500;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--grey-600);display:block;margin-bottom:8px}
.contact-block .value{font-family:var(--f-head);font-weight:600;font-size:1.0625rem;color:var(--black);line-height:1.5}
.contact-block a.value:hover{border-bottom:2px solid var(--gold)}
.form-card{background:var(--grey-50);border-radius:var(--corner) 0 0 0;padding:clamp(24px,4vw,48px);scroll-margin-top:100px}
.contact-form{display:flex;flex-direction:column;gap:20px}
.field{display:flex;flex-direction:column;gap:8px}
.field label{font-family:var(--f-head);font-weight:500;font-size:.8125rem;color:var(--black)}
.field input,.field textarea,.field select{font-family:var(--f-body);font-size:1rem;padding:13px 16px;border:1px solid var(--grey-200);border-radius:0;background:var(--white);color:var(--black)}
.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid var(--gold);outline-offset:2px;border-color:var(--grey-400)}
.field textarea{resize:vertical;min-height:130px}
.field-note{font-size:.8125rem;color:var(--grey-600)}
.form-status{font-size:.875rem;min-height:1.2em;color:var(--black)}

/* Rechtstexte */
.legal h2{font-size:1.375rem;margin:48px 0 16px}
.legal h2:first-child{margin-top:0}
.legal h3{font-size:1.0625rem;font-weight:600;margin:20px 0 8px}
.legal p{font-size:.9375rem;color:var(--grey-800)}
.legal p+p{margin-top:14px}
.legal a{border-bottom:2px solid var(--gold)}

/* Footer */
.site-footer{background:var(--black);color:var(--white);padding:clamp(56px,7vw,88px) 0 32px}
.footer-top{display:grid;grid-template-columns:1.3fr .8fr .8fr 1.1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid var(--grey-800)}
.footer-brand img{height:28px;width:auto;margin-bottom:20px}
.footer-claim{font-family:var(--f-head);font-weight:500;font-size:.9375rem;color:var(--white)}
.footer-claim .dot{color:var(--gold)}
.footer-col h4{font-family:var(--f-head);font-weight:500;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--grey-400);margin:0 0 18px}
.footer-col ul{display:flex;flex-direction:column;gap:12px}
.footer-col a,.footer-col p{color:var(--grey-200);font-size:.9rem}
.footer-col a:hover{color:var(--white);border-bottom:1px solid var(--gold)}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;padding-top:28px}
.footer-bottom p,.footer-legal a,.footer-legal button{color:var(--grey-400);font-size:.8125rem}
.footer-legal{display:flex;gap:24px;flex-wrap:wrap}
.footer-legal a:hover,.footer-legal button:hover{color:var(--white)}
.footer-legal button{background:none;border:0;padding:0;font-family:var(--f-body)}

/* Datenschutzauswahl */
.consent[hidden]{display:none}
.consent{position:fixed;inset:0;z-index:300;display:flex;align-items:flex-end;justify-content:center;background:rgba(10,10,10,.55);padding:16px}
.consent-box{background:var(--white);color:var(--grey-800);width:100%;max-width:680px;border-radius:var(--corner) 0 0 0;padding:clamp(24px,4vw,40px);max-height:calc(100vh - 32px);overflow-y:auto}
.consent-box h2{font-size:1.5rem;margin-bottom:12px}
.consent-box p{font-size:.9rem;color:var(--grey-600)}
.consent-box a{border-bottom:2px solid var(--gold);color:var(--black)}
.consent-options{margin:20px 0;border-top:1px solid var(--grey-200)}
.consent-opt{display:grid;grid-template-columns:1fr auto;gap:4px 16px;padding:16px 0;border-bottom:1px solid var(--grey-200);align-items:center}
.consent-opt strong{font-family:var(--f-head);font-weight:600;font-size:.9375rem;color:var(--black)}
.consent-opt span{grid-column:1;font-size:.8125rem;color:var(--grey-600)}
.consent-opt input{grid-column:2;grid-row:1/3;width:22px;height:22px;accent-color:var(--black)}
.consent-actions{display:flex;gap:12px;flex-wrap:wrap}

/* Partner im Footer */
.footer-partner{display:flex;align-items:center;gap:24px;padding:28px 0;border-bottom:1px solid var(--grey-800)}
.partner-label{font-family:var(--f-head);font-weight:500;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--grey-400)}
.footer-partner a{display:inline-flex;opacity:.9;transition:opacity var(--dur) var(--ease)}
.footer-partner a:hover{opacity:1}
.footer-partner img{height:14px;width:auto}
.form-check{display:flex;gap:12px;align-items:flex-start;font-size:.8125rem;color:var(--grey-600)}
.form-check input{margin-top:3px;width:18px;height:18px;accent-color:var(--black);flex:none}
.form-check a{border-bottom:2px solid var(--gold);color:var(--black)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-status[data-state="ok"]{font-weight:500}
.form-status[data-state="error"]{color:#8a2a2a;font-weight:500}
.cards--3{grid-template-columns:repeat(3,1fr)}
.note{font-size:.875rem;color:var(--grey-600);max-width:62ch;margin-top:24px}